A new whole-farm insurance program protects Minnesota farm families from low revenues due to natural disasters and market fluctuations.

Adjusted Gross Revenue-Lite (AGR-Lite) covers most farm-raised crops, animals and animal products, says Gary Hachfeld, farm business management educator. The program covers many commodities not covered under other plans.

AGR-Lite is based on the five-year average farm revenue as reported to the Internal Revenue Service, Hachfeld says. This minimizes the number of additional records producers must keep.

Producers may want to consider AGR-Lite if they:

  • Grow otherwise uninsurable crops;
  • Want umbrella protection over selected individual crop coverages;
  • Want to simplify their risk management program;
  • Wish to protect their bottom line from severe economic loss;
  • Have poor yield records;
  • Consider other plans too expensive; and
  • Want catastrophic animal health protection as part of their risk management program.


No registration or fees are required to attend the informational sessions about the program:

  • Feb. 14, 9:30 a.m., Best Western Motel, Thief River Falls, Jim Reinbold (218) 681-2304;
  • Feb. 14, 1 p.m., Northland Inn Motel, Crookston, Jim Reinbold (218) 681-2304;
  • March 3, 9:30 a.m., Wadena County Courthouse, Wadena, DeEtta Bilek (218) 445-5475;
  • March 9, 9:30 a.m., West Central Research and Outreach Center, Conference Room, Morris, Mary Jo Forbord (866) 760-8732;
  • March 21, 9:30 a.m., Southwest Research and Outreach Center, Lamberton, Gary Hachfeld (507) 389-6722;
  • March 28, 9:30 a.m., Extension Regional Center—Heinz Center, Room HC118, Rochester, Gary Hachfeld (507) 389-6722; and
  • March 30, 4:30 p.m., Waseca County Extension Office, Waseca, Marilyn Johnson (763) 434-0400.